Lending Disclosure: We are not a direct lender, loan broker, or agent for any lender. We are a lead generation matching service that connects interested consumers with independent, licensed third-party lenders. We do not make credit decisions, issue loans, or set interest rates and loan terms.
APR Disclosure: APRs for title loans are determined entirely by the third-party lender and vary based on your vehicle's value, income, and state regulations. Missouri does not enforce a hard cap on title loan interest rates, meaning APRs can be significant. Always read the loan agreement provided by the lender carefully before signing.
Credit Check Notice: Submitting a request does not guarantee approval. Lenders in our network may perform credit checks with credit reporting bureaus or obtain consumer reports through alternative providers to determine your creditworthiness and verify your identity.
State Information: Missouri residents are subject to Missouri Division of Finance regulations. Missouri law dictates that upon the third renewal of a title loan, the borrower must reduce the principal balance by 10%. If a loan is not repaid, the lender holds the right to repossess the vehicle used as collateral.
State Regulations: Missouri law mandates that title lenders must require borrowers to reduce the principal balance by 10% upon the third loan renewal and any subsequent renewals. This regulation is designed to prevent borrowers from paying interest indefinitely without reducing the core debt.